Cash Flow Management

For this CNY I have spent a lot of money
I spent omost more than rm300 for clothes (uncountable shirts n 4 new jeans)
Besides, i spent omost rm200 for 4 shoes,
rm200 for all types of skin care
n rm600 for new spec...
total i have spent more than rm1300 for this CNY!!!
*.*

Omg, this is first time i spent more than rm1000 for CNY
If I let my mum knew about this
for sure
she will KILL me!!!!
T.T

So after CNY,
I will try to control the cash flow
n hope some1 can control me
:P

My planning is:

Plan A:


After paying the debt to my mum (rm3450)
I still left rm4---
I had withdrew rm600
Nex time i will withdraw rm300 for new spec (the amt after paid deposit)
In order to make it easy counted
Therefore i plan to withdraw another rm100 :P
My bros still owe me rm75+35=rm110
I will use my angpao to buy books n notes

Now I still left rm3---
rm170 for rental
rm50 for utilities n streamyx
rm50 each week for foods (rm50*4weeks=rm200)
Another rm50 per month for entertainment allowance
Another rm50 for skin care allowance
I will not allow me to buy any clothes at all
So each month the money tat I only allowed withdraw frm bank is RM500++

The planning will be effective from Feb until end of May,
so total is 4 mths
RM500*4mths=rm2000++
After deducted rm2000++
so end of May I still left rm1300++

Opps
I have forgotten the expenses for Ball Nite...
I plan use rm300 for tis Ball Nite (clothes rm200, make up rm50 n others rm50)
So actually i only left rm1000++ in end of May

Plan B:

The plan B is by cutting down all the unnecessary expenses:

If I cut down my foods expenses (juz eat brunch n NO DINNER!!!)
estimated tat each brunch I will spend rm5
1 week rm25
4 weeks rm100
4 mths rm400
Therefore from here I can save another rm400
So now I left rm1400++

Assuming no entertainment allowance
1 mth rm50
4 mths rm200
Here again I can save another rm200
Total I have rm1600++


Haha^^
tats all for my cash flow management
But which plan I hope I can do it?
Of course is Plan B bcz I can diet while saving money
Haha^^

No matter which plan
I hope I can do it

Nope












is














SURE I CAN DO IT!!!




24.01.2009
11.11pm